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Title: Insolvency solutions for people with personal debt problems
Description: If you have problem debt, we can help find the best solution for you with expert professional advisers and more.

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HomeCall NowContact a PIPGet a CallbackDebt SolutionsDebt Relief NoticeDebt Settlement ArrangementPersonal Insolvency ArrangementBankruptcyRepossessionsRLE CalculatorPersonal StoriesPublications Back on TrackTackling problem debt, togetherThe Insolvency Service of Ireland (ISI) is an independent government organisation set up to help sort out personal debt problems and help get people back on track. Get a callback Contact a Debt Advisor Debt Solutions Debt Relief Notice Debt Settlement Arrangement Personal Insolvency Arrangement Bankruptcy RepossessionsRLE CalculatorPersonal StoriesPublications Calculate your household's Reasonable Living Expenses Click here To read all our publications about

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<span class="slider-body slider-extra-text">Facing Repossession? Afraid you're going to lose your home?<span class=slider-small-body>We're here to help you find a solution</span></span>
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<img alt=image src=https://backontrack.ie/wp-content/themes/miomio/img/slides/xSlide9.jpg.pagespeed.ic.Xh2pO6_hZh.jpg data-pagespeed-url-hash="1484120239" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"><p class="bjqs-caption ">
<span class="slider-body slider-extra-text">Debt can be <br>overwhelming.</span>
<a class=sliderBtn href=#myModal data-toggle=modal style=outline:none onclick="ga('send', 'pageview',
'/videos/October2016-TV-Ad');">Watch Video</a></p></li></ul></div><div class="fullWidth colourBody text-center"><div class=p-3><h4 class="m-0">Find your Debt Solution</h4></div><div class="row mb-3 mx-0"><div class="col-xs-12 col-sm-6 col-md-4"><div class="py-2 px-0">
<a class="btn btn-primary btn-pia d-block mx-auto" href=/pia/>I have <strong>a</strong> mortgage</a></div></div><div class="col-xs-12 col-sm-6 col-md-4"><div class="py-2 px-0">
<a class="btn btn-primary btn-drn d-block mx-auto" href=/drn/>I have <strong>no</strong> mortgage and debt <strong>under</strong> €35,000</a></div></div><div class="col-xs-12 col-sm-offset-3 col-sm-6 col-md-offset-0 col-md-4"><div class="py-2 px-0">
<a class="btn btn-primary btn-dsa d-block mx-auto" href=/dsa/>I have <strong>no</strong> mortgage and debt <strong>over</strong> €35,000</a></div></div></div></div><div class="fullWidth fullHeight desktopOnly insightBlock"><div class="column thirdWidth smallPadding colourOne">
<a href=https://backontrack.ie/drn><div class=dashDot><div class=dashDotHolder>
<img alt=image src=data:image/png;base64,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 data-pagespeed-url-hash="4147591078" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div></div><h2 class="solutionHeader">Debt Relief<br>Notice</h2><div class=iconRow>
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<img alt=image class=iconBill src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAACsAAAA7CAYAAADii3NbAAABIElEQVR4Ae3WJ0wEYRTE8SV4sd7hUedDd/TiwXs87rzBJ+Bomo5fvd4n9N4ZysGIR4eP2TAv+V/Z+rt+WevkVIluE3aGhrOvTEoodYX6v4zNEgzOs0TgCwYrY9cZrI6dQNMMVsaOo6YYLIjNMDFYFEvgGQYrYnl5M5plsBz2HXCPJjYGn6BOWey7YC3sO+A/wtZR+zt1olX689OTGjuPbr/YYWpsH9pAm59oq2FkrOwYa6yxxv4HLLbZCX5VClR7Wl9/WjZ2X2N9cJyc9s9/D4vofsvTskIaS8sKtFOlZ3ZFFXsb1F2ZZ/apXBMbP9s1aewT8Fb3AxZ/z469hg0qGBuU++f262OsscYaa6yxxhprrLHGGmusscaqR9iyItjyDqsk0RaNXXSZAAAAAElFTkSuQmCC data-pagespeed-url-hash="2066974710" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div><div class=faqHolder><div class=faqRow><div class=faqIcon>
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<span>Debts of up to €35,000</span></div></div>
</a></div><div class="column thirdWidth smallPadding colourTwo">
<a href=https://backontrack.ie/dsa><div class=dashDot><div class=dashDotHolder>
<img alt=image src=data:image/png;base64,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 data-pagespeed-url-hash="147123703" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div></div><h2 class="solutionHeader">Debt Settlement Arrangement</h2><div class=iconRow>
<img alt=image class=iconCredit src=data:image/png;base64,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 data-pagespeed-url-hash="2176127706" onload="pagespeed.CriticalImages.checkImageForCriticality(this);">
<img alt=image class=iconBill src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAACsAAAA7CAYAAADii3NbAAABIElEQVR4Ae3WNVIEURSF4aZYQW+BLUyCOxkuGbqb2QEbgAyLcfIX9y5wGbw5wcgNLg6P08W5Vf9I6zc+SVfbXIbyiN2iyeQrExNqekSjX8YmEQbn2TLgewOmxu5bMDt2CS1bMDN2ETX5YEJsgvHBpFgDXrFgRqxd3oxWLZgO+w54iBPrg29QPx/2HTAf9h3wX2LLqPed+tGu+fMzFBu7jvIvdhkbO4IO0OEnOqobLZZ1/gNWWGGFFRbbnDi/KgGVquvL1WUz1XIUnOOkZv/097DI3G+pLgvUWLMsoJMiPbM7rNjcabAwz2y1lBPrP9slamwVmPN+wPzv2ZnXsE7BYL1S/dwKK6ywwgorrLDCCiussMIKK+yXR1j6DDYrCDZ7AQc+DYz1n9kJAAAAAElFTkSuQmCC data-pagespeed-url-hash="3332079500" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div><div class=faqHolder><div class=faqRow><div class=faqIcon>
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<span>Debt without a mortgage</span></div></div>
</a></div><div class="column thirdWidth smallPadding colourThree">
<a href=https://backontrack.ie/pia><div class=dashDot><div class=dashDotHolder>
<img alt=image src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAMgAAABPCAMAAACZM3rMAAAA6lBMVEV/pDD///////////////9/pDB/pDB/pDB/pDB/pDD///9/pDD///////////////9/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDD///9/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDD///////////9/pDB/pDB/pDB/pDB/pDB/pDB/pDB/pDD///////8AAAD///9/pDAJ7hD5AAAATHRSTlOT8FCwYMbFqc1pIJTQkOBwaLY51Qem+Oig4cJS+zAkGWUGrth8DBpg/ORL3NNeG/1iD6QQW+av61O0L/68mzCAEPSoeS33NTEVwEAAL7EnLQAAA1RJREFUeAHUzwPSI1EUgNGx8duMk3bHGLS76ta3/+WMCmN18G7ODs4dWZuDvZ3nu/vHF8DF8f7u8529A1mfdUXS5OyIHx2dJelWRVqNOt+I+Ea90dqWSB53+OL0MDm/vL4Vkdvry/Pk8JQvOnG+DZHZlM+y2s2V/Ojqppbx2XSmPVK+mQM8bDfl15rthwDzN6XqyGAMMMrlT/IRwHigNxLEAItC/qZYAMSB0khqAcOJ/IvJELBSlZFeBIR9+Tf9EIh6CiO+B5kj/87JwPPVRZ4C3UL+R9EFniqL+IDtyv9xbcBXFel58KSU/1U+Aa+nKJJGYJfy/0obolRNJLCg60oVbhesQEskhqyQaooMYiWRAeBIVQ4wUBEpxxBKdSGMSw2RNzDsS3X9IbxREJnNYSLLmMB8Zj4yhYUsZwFT45EcKGQ5BZCbjjyGkSxrBI8NR1odyGVZOXRaZiMNeCTLewQNs5E6tGV5bagbjaSQNWV5zQxSk5EEarIKNUhMRs7gI/Nlkeg6DATB0CbMzAcxvKXV0/e/zh9jQP6hB3KF2aUh5YSf4ERuHIrMFuQBP8GBXMzciUzINSyinP4wBPzsPhJCvbtCCWty4k5kRM5hIRd6IYwkREhoidKBzZwcuRPplpZoEMQHHkWiNNEJViKDoIWEpijD8rZRcycyJrdAaUyg9NPVN0U8EKqTxgk2W3LsTmRK7h+IoC5irkSSzFqpiQ+LPTl1J7Ikj49EonsRfaKhcerD4kgu3YnsyPMDkVDuRDoidfiaXrA4k7vvifB9kEMS/xcxcWWH1yJDzSzAzi3ru/g+3xT5KhcpCHAt0tM2FgS90tz6civCxyIrXIt0iucHFYvIgxoJlKGPG5GhFDQe1wjf51e7Fq5FkuJoQVklobK7VkXniCXiJ7WvNLR5vT1HHEx2Y+K2a5ASGs2onvFhVvFt8ky8TfHtyV61vZakIKXYNEpC8Uxk7bW6Fdj9fl9kTo6q9n/EpBSpleBnTxfP+P/at28jgGEgiIHsv2pF8jHn3XZxBvj3EQ1RZ49cUexaAUuj7dcaH/CPeKwCPkSvrp89gHzAogTQQXgtBF0A04gyDeB+kdjY+ABbgT8SYPRwrFhvAR4iM5Sre9nT62FPr7329AEGGtE5QefP4wAAAABJRU5ErkJggg== data-pagespeed-url-hash="441623624" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div></div><h2 class="solutionHeader">Personal Insolvency Arrangement</h2><div class=iconRow>
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<span>Debt including a Mortgage</span></div></div>
</a></div></div><div class="fullWidth fullHeight mobileOnly"><div class="column thirdWidth mediumPadding colourOne">
<a class=d-block href=https://backontrack.ie/drn><div class=dashDotMobile>
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</a></div><div class="column thirdWidth mediumPadding colourTwo">
<a class=d-block href=https://backontrack.ie/dsa><div class=dashDotMobile>
<img alt=image src=data:image/png;base64,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 data-pagespeed-url-hash="787335022" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div><div class=dashDotMobileDesc><h3 class="">Debt Settlement Arrangement</h3><p>Unsecured debt only</p></div><div class=iconRow>
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</a></div><div class="column thirdWidth mediumPadding colourThree">
<a class=d-block href=https://backontrack.ie/pia><div class=dashDotMobile>
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</a></div></div><div class="fullWidth colourSeven infoRow"><div class="centered smallPadding">
<a class="d-block text-no-underline" href=https://backontrack.ie/bankruptcy><img alt=image src=data:image/png;base64,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 data-pagespeed-url-hash="1009150235" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"><p class=desktopOnly>The ISI also deals with bankruptcy. But you must first have tried to solve your debt problems using the three alternatives listed above, before you can seek to be made bankrupt.</p><p class=mobileOnly><img alt=image src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAwAAAAMCAQAAAD8fJRsAAAAnUlEQVR4AW2QtYGCMRSAc37VuQ5wRo8sgENNi6fB3eEqSrqMwCbswQpM8P0WnJfn/iIs4BtJnxoleki+hQP4UMRs7cqkGAqfZfyi+LTdRRbcm/ITxa9AEtCVLuJc21oAKegLDXhIcav1vqC5CcyAV603dwNDljxtA/2Tgb4evg1sh2/XnbLiabPu9kASzDknog/cfEmPAf8m5Z0vMQBqLHK5jjruYgAAAABJRU5ErkJggg== onclick="showPopup('bankruptcy');" style=cursor:pointer data-pagespeed-url-hash="1161336395" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"> For more information on Bankruptcy</p><div class=iconRow>
<img alt=image class=iconCredit src=data:image/png;base64,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 data-pagespeed-url-hash="569257704" onload="pagespeed.CriticalImages.checkImageForCriticality(this);">
<img alt=image class=iconHouse src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAADYAAAAyCAYAAAAX1CjLAAABlElEQVR42u3YsWrCUBTG8YqQ2cHRRRA3F4fqmKVP0K1LX8KHcOji5BoEX6BT57oXQeiUoaCbWFro5NJ+gQOC9Oa7aezlXDjCXxLOTW5+670K8Xu6u+6gV6kTYMtgqBx9S7ngzte1UeqTNtRjkQuH+2eZ0bShkiIXDte3KCO9C0wP6jRz4PzeuxaYLhTBKYFx1BI1S9Y20ZLgCEwRiuM4LCSqh7YUxXFb1FMBE9SOoKrgdoIjMLUojiMw9SiOO81fBBYLiuNkdoPuQ6AWBFUHt/gNFwI1R41/3KuB5hxXf6M+QYXA9S+9wQDtCSoEbo8G4VH6cRwVIY6jIsVxlH4cR80cKA24mQNHUdMIDoqmFIfBkKL044bnwxH6JCj1ODGMCCpyHP4OLpQcYnYVIrqoXYI7FDcPaOJ4wQp9oUQRKpFvWjnmk8LkdSqEWopgLfmmddk6gxksShhfP0Zvf2ysGZbK+iP68Owoz6QxwLIKe2QGM5jBDGYwgxnMYAYzmMECwjZyzcprwHLPPTYXg1WvOqxaHPYDJK+NlacMIuwAAAAASUVORK5CYII= data-pagespeed-url-hash="3288272095" onload="pagespeed.CriticalImages.checkImageForCriticality(this);">
<img alt=image class=iconBill src=data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAACsAAAA7CAYAAADii3NbAAABIElEQVR4Ae3WxVEEURSF4UcRQadAAlgA+A53WEE2nQEJwA7b4rB/684Cd+dgw11cHB6ni3Or/pHWb3zC8nhdgW4Tdob6w1cmJdR0hbq/jA0JBudZNOALC2bGrlswO3YSTVkwM3YCVflgQmzA+GBSrAFPWzAj1i6vRjMWTId9B9zBifXBJ6iVFvsumAv7DviPsDlqfqdWtGr+/HSkxs6h2y92mBrbhTbQ5ifaejZaLO0IK6ywwv4HLLbZcX5VImp8Wp8/LRu673m9c5zM7J/9HhaZ+zVPyyI11iyLaKdMz+wKK/bWqb00z+xTGSfWf7YbqbFPwFveD5j/PTv0GtYpWqxTpp/br4+wwgorrLDCCiussMIKK6ywwgrLnsEWJcEWdywaHmU/0hujAAAAAElFTkSuQmCC data-pagespeed-url-hash="1725209498" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></div>
</a></div></div><div class="fullWidth colourFour homeYoutubeSection"><div class="halfWidth noRightPad youtubeHolder" id=customWidth style=position:relative;><h3 class="youtubeDesc fullWidth">Debtor's journey with ISI</h3><div class=youtubeAbsolute>
<iframe title="Debtor's journey with ISI" width=495 height=300 src=//youtube.com/embed/TM2iUDVqhhs frameborder=0 allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></div></div><div class="halfWidth facebookSection home"><h3 class="youtubeDesc pl-4 pl-md-0">See our Facebook feed</h3><div class="px-4 px-md-0"><div class=cff-wrapper><div id=cff data-char=400 class="cff-fixed-height cff-default-styles" style="height:305px; padding:20px; background-color:#6e98a9; "><div class="cff-item cff-link-item cff-box author-back-on-track---tackling-problem-debt-together" id=cff_297910707080110_990863697784804 style="background-color: #ffffff; "><div class=cff-author><div class=cff-author-text><p class="cff-page-name cff-author-date" style=color:#000000;><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;>Back On Track -  tackling problem debt together</a><span class=cff-story> </span></p><p class=cff-date style="font-size:14px; color:#acd4e4;"> 09 April, 2019 - 12:19</p></div><div class=cff-author-img><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;><img src="https://scontent.xx.fbcdn.net/v/t1.0-1/p50x50/14192567_543099142561264_3126459062344548241_n.jpg?_nc_cat=105&_nc_ht=scontent.xx&oh=d4ab4076259c1174c98faa3345ee4168&oe=5D724454" title="Back On Track -  tackling problem debt together" alt="Back On Track -  tackling problem debt together" width=40 height=40 onerror="this.style.display='none'" data-pagespeed-url-hash="3332799312" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></a></div></div><p class=cff-post-text style=color:#000000;><span class=cff-text data-color=acd4e4><a href=https://www.newstalk.com/podcasts/consumer-corner-on-the-hard-shoulder/consumer-corner-insolvency>www.newstalk.com/podcasts/consumer-corner-on-the-hard-shoulder/consumer-corner-insolvency</a> </span><span class=cff-expand>... <a href=# style="color: #acd4e4"><span class=cff-more>See More</span><span class=cff-less>See Less</span></a></span></p><div class=cff-shared-link style="border: 1px solid #000000; background-color: #ffffff;"><div class="cff-text-link cff-no-image"><p class=cff-link-title><a href=https://www.newstalk.com/podcasts/consumer-corner-on-the-hard-shoulder/consumer-corner-insolvency target=_blank rel=nofollow style=color:#000000;>Consumer Corner: Insolvency | Newstalk</a></p><p class=cff-link-caption style="color: #000000;">newstalk.com</p><span class=cff-post-desc>In this week's consumer corner Sinead Ryan, journalist and presenter of The Home Show, discusse... </span></div></div><div class=cff-post-links><a class=cff-viewpost-facebook href=https://www.facebook.com/297910707080110_990863697784804 title="View on Facebook" target=_blank rel=nofollow style=color:#000000;>View on Facebook</a><div class=cff-share-container><span class=cff-dot style=color:#000000;>&middot;</span><a class=cff-share-link href=javascript:void(0); title=Share style=color:#000000;>Share</a><p class=cff-share-tooltip><a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F990863697784804' target=_blank class=cff-facebook-icon><span class='fa fab fa-facebook-square' aria-hidden=true></span><span class=cff-screenreader>Share on Facebook</span></a><a href='https://twitter.com/intent/tweet?text=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F990863697784804' target=_blank class=cff-twitter-icon><span class='fa fab fa-twitter' aria-hidden=true></span><span class=cff-screenreader>Share on Twitter</span></a><a href='https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F990863697784804&amp;title=www.newstalk.com%2Fpodcasts%2Fconsumer-corner-on-the-hard-shoulder%2Fconsumer-corner-insolvency%20...%20See%20MoreSee%20Less' target=_blank class=cff-linkedin-icon><span class='fa fab fa-linkedin' aria-hidden=true></span><span class=cff-screenreader>Share on Linked In</span></a><a href='mailto:?subject=Facebook&amp;body=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F990863697784804%20-%20www.newstalk.com%2Fpodcasts%2Fconsumer-corner-on-the-hard-shoulder%2Fconsumer-corner-insolvency%20...%20See%20MoreSee%20Less' target=_blank class=cff-email-icon><span class='fa fa-envelope' aria-hidden=true></span><span class=cff-screenreader>Share by Email</span></a><span class='fa fa-play fa-rotate-90' aria-hidden=true></span></p></div></div></div><div class="cff-item cff-video-post cff-box author-back-on-track---tackling-problem-debt-together" id=cff_297910707080110_986670638204110 style="background-color: #ffffff; "><div class=cff-author><div class=cff-author-text><p class="cff-page-name cff-author-date" style=color:#000000;><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;>Back On Track -  tackling problem debt together</a><span class=cff-story> Chomhroinn  postáil</span></p><p class=cff-date style="font-size:14px; color:#acd4e4;"> 02 April, 2019 - 10:31</p></div><div class=cff-author-img><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;><img src="https://scontent.xx.fbcdn.net/v/t1.0-1/p50x50/14192567_543099142561264_3126459062344548241_n.jpg?_nc_cat=105&_nc_ht=scontent.xx&oh=d4ab4076259c1174c98faa3345ee4168&oe=5D724454" title="Back On Track -  tackling problem debt together" alt="Back On Track -  tackling problem debt together" width=40 height=40 onerror="this.style.display='none'" data-pagespeed-url-hash="3332799312" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></a></div></div><p class=cff-post-text style=color:#000000;><span class=cff-text data-color=acd4e4>62% of Irish people have missed a bill or loan repayment in the last year. If you're struggling with debt, the ISI can help: <a href=http://www.backontrack.ie>www.backontrack.ie</a> </span><span class=cff-expand>... <a href=# style="color: #acd4e4"><span class=cff-more>See More</span><span class=cff-less>See Less</span></a></span></p><p class=cff-media-link><a href=https://www.facebook.com/297910707080110/posts/986670638204110 target=_blank style="color: #acd4e4;"><span style="padding-right: 5px;" class="fa fas fa-video-camera fa-video" aria-hidden=true></span>Video</a></p><div class=cff-post-links><a class=cff-viewpost-facebook href=https://www.facebook.com/297910707080110/posts/986670638204110 title="View on Facebook" target=_blank rel=nofollow style=color:#000000;>View on Facebook</a><div class=cff-share-container><span class=cff-dot style=color:#000000;>&middot;</span><a class=cff-share-link href=javascript:void(0); title=Share style=color:#000000;>Share</a><p class=cff-share-tooltip><a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F986670638204110' target=_blank class=cff-facebook-icon><span class='fa fab fa-facebook-square' aria-hidden=true></span><span class=cff-screenreader>Share on Facebook</span></a><a href='https://twitter.com/intent/tweet?text=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F986670638204110' target=_blank class=cff-twitter-icon><span class='fa fab fa-twitter' aria-hidden=true></span><span class=cff-screenreader>Share on Twitter</span></a><a href='https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F986670638204110&amp;title=62%25%20of%20Irish%20people%20have%20missed%20a%20bill%20or%20loan%20repayment%20in%20the%20last%20year.%20If%20you%27re%20struggling%20with%20debt%2C%20the%20ISI%20can%20help%3A%20www.backontrack.ie%20...%20See%20MoreSee%20Less' target=_blank class=cff-linkedin-icon><span class='fa fab fa-linkedin' aria-hidden=true></span><span class=cff-screenreader>Share on Linked In</span></a><a href='mailto:?subject=Facebook&amp;body=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F986670638204110%20-%2062%25%20of%20Irish%20people%20have%20missed%20a%20bill%20or%20loan%20repayment%20in%20the%20last%20year.%20If%20you%27re%20struggling%20with%20debt%2C%20the%20ISI%20can%20help%3A%20www.backontrack.ie%20...%20See%20MoreSee%20Less' target=_blank class=cff-email-icon><span class='fa fa-envelope' aria-hidden=true></span><span class=cff-screenreader>Share by Email</span></a><span class='fa fa-play fa-rotate-90' aria-hidden=true></span></p></div></div></div><div class="cff-item cff-link-item cff-box author-back-on-track---tackling-problem-debt-together" id=cff_297910707080110_969020089969165 style="background-color: #ffffff; "><div class=cff-author><div class=cff-author-text><p class="cff-page-name cff-author-date" style=color:#000000;><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;>Back On Track -  tackling problem debt together</a><span class=cff-story> </span></p><p class=cff-date style="font-size:14px; color:#acd4e4;"> 28 February, 2019 - 15:27</p></div><div class=cff-author-img><a href=https://facebook.com/297910707080110 target=_blank rel=nofollow style=color:#000000;><img src="https://scontent.xx.fbcdn.net/v/t1.0-1/p50x50/14192567_543099142561264_3126459062344548241_n.jpg?_nc_cat=105&_nc_ht=scontent.xx&oh=d4ab4076259c1174c98faa3345ee4168&oe=5D724454" title="Back On Track -  tackling problem debt together" alt="Back On Track -  tackling problem debt together" width=40 height=40 onerror="this.style.display='none'" data-pagespeed-url-hash="3332799312" onload="pagespeed.CriticalImages.checkImageForCriticality(this);"></a></div></div><p class=cff-post-text style=color:#000000;><span class=cff-text data-color=acd4e4>Debt can be overwhelming - but you don't have to face it alone </span><span class=cff-expand>... <a href=# style="color: #acd4e4"><span class=cff-more>See More</span><span class=cff-less>See Less</span></a></span></p><div class=cff-shared-link style="border: 1px solid #000000; background-color: #ffffff;"><div class="cff-text-link cff-no-image"><p class=cff-link-title><a href=https://www.irishmirror.ie/lifestyle/struggling-debt-back-on-track-13865015 target=_blank rel=nofollow style=color:#000000;>Struggling with debt? Here’s how you can get back on track</a></p><p class=cff-link-caption style="color: #000000;">irishmirror.ie</p><span class=cff-post-desc>The Insolvency Service of Ireland can help </span></div></div><div class=cff-post-links><a class=cff-viewpost-facebook href=https://www.facebook.com/297910707080110_969020089969165 title="View on Facebook" target=_blank rel=nofollow style=color:#000000;>View on Facebook</a><div class=cff-share-container><span class=cff-dot style=color:#000000;>&middot;</span><a class=cff-share-link href=javascript:void(0); title=Share style=color:#000000;>Share</a><p class=cff-share-tooltip><a href='https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F969020089969165' target=_blank class=cff-facebook-icon><span class='fa fab fa-facebook-square' aria-hidden=true></span><span class=cff-screenreader>Share on Facebook</span></a><a href='https://twitter.com/intent/tweet?text=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F969020089969165' target=_blank class=cff-twitter-icon><span class='fa fab fa-twitter' aria-hidden=true></span><span class=cff-screenreader>Share on Twitter</span></a><a href='https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F969020089969165&amp;title=Debt%20can%20be%20overwhelming%20-%20but%20you%20don%27t%20have%20to%20face%20it%20alone%20...%20See%20MoreSee%20Less' target=_blank class=cff-linkedin-icon><span class='fa fab fa-linkedin' aria-hidden=true></span><span class=cff-screenreader>Share on Linked In</span></a><a href='mailto:?subject=Facebook&amp;body=https%3A%2F%2Fwww.facebook.com%2F297910707080110%2Fposts%2F969020089969165%20-%20Debt%20can%20be%20overwhelming%20-%20but%20you%20don%27t%20have%20to%20face%20it%20alone%20...%20See%20MoreSee%20Less' target=_blank class=cff-email-icon><span class='fa fa-envelope' aria-hidden=true></span><span class=cff-screenreader>Share by Email</span></a><span class='fa fa-play fa-rotate-90' aria-hidden=true></span></p></div></div></div><div class="cff-item cff-link-item cff-box author-back-on-track---tackling-problem-debt-together" id=cff_297910707080110_967236996814141 style="background-color: #ffffff; 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Document Information

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  • Doctype SystemId: http://www.w3.org/TR/REC-html40/loose.dtd
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Word Count

Found 669 total words, using 257 different words.

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Keywords

Word Density

  • Word Density: 224
  • 37 debt
  • 12 the
  • 12 isi
  • 11 back
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Word Weights

  • Word Weights: 224
  • 42 debt
  • 38 image
  • 17 back
  • 14 track
  • 13 problem
  • 12 isi
  • 12 the
  • 11 facebook
  • 10 tackling
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